Compliance & Regulatory Disclosures

Kairross operates as an invitation-only investment research platform. We provide investment research, analysis, and educational content to qualified members. Kairross is not a registered investment advisor and does not provide personalized investment advice or manage client assets.

All investment research and strategies shared on this platform are for informational and educational purposes only. Members are responsible for conducting their own due diligence and making independent investment decisions. Past performance does not guarantee future results.

All investments involve risk, including the potential loss of principal.

Investment strategies discussed on this platform may involve significant risks, including but not limited to market risk, liquidity risk, credit risk, and operational risk. The value of investments can fluctuate significantly, and there is no guarantee that any investment strategy will achieve its objectives.

Members should carefully consider their financial situation, investment objectives, risk tolerance, and time horizon before implementing any investment strategy. Diversification does not guarantee profit or protect against loss in declining markets.

Leverage and derivative strategies, if discussed, carry additional risks and may not be suitable for all investors. These strategies can amplify both gains and losses.

Certain membership tiers and investment opportunities may be limited to accredited investors as defined by the U.S. Securities and Exchange Commission (SEC). An accredited investor is an individual who meets one or more of the following criteria:

• Annual income exceeding $200,000 (or $300,000 jointly with spouse) in each of the two most recent years, with reasonable expectation of the same income level in the current year
• Net worth exceeding $1,000,000, either individually or jointly with spouse (excluding primary residence)
• Holds certain professional certifications, designations, or credentials (Series 7, Series 65, Series 82 licenses)
• Is a director, executive officer, or general partner of the issuer

Members are responsible for determining their own accreditation status. Kairross may request verification of accredited investor status as required by applicable regulations.

Kairross is committed to protecting the privacy and confidentiality of member information. We collect personal and financial information necessary to evaluate membership applications and provide platform services.

Information We Collect: Name, contact information, investment experience, financial qualifications, accreditation status, and platform usage data.

How We Use Information: To evaluate membership applications, provide investment research and educational content, communicate platform updates, and comply with legal and regulatory requirements.

Information Sharing: We do not sell or rent member information to third parties. Information may be shared with service providers who assist in platform operations, or as required by law.

Data Security: We implement industry-standard security measures to protect member information from unauthorized access, disclosure, or misuse.

By applying for membership and using the Kairross platform, you agree to the following terms:

Membership: Membership is invitation-only and subject to approval. Kairross reserves the right to accept or reject applications at its sole discretion. Membership may be terminated at any time with or without cause.

Confidentiality: All investment research, strategies, and platform content are confidential and proprietary. Members agree not to share, reproduce, or distribute platform content without express written permission.

No Investment Advice: Content on this platform does not constitute personalized investment advice. Members acknowledge that they are solely responsible for their investment decisions.

Limitation of Liability: Kairross and its affiliates are not liable for any investment losses, damages, or expenses arising from the use of platform content or investment decisions made by members.

Governing Law: These terms are governed by the laws of the United States and the state of Delaware, without regard to conflict of law principles.

Any performance results shared on this platform are presented for informational purposes only. Performance results may be based on hypothetical or simulated trading, which has inherent limitations.

Hypothetical performance results do not represent actual trading and may not reflect the impact of material economic and market factors. Simulated results may be prepared with the benefit of hindsight and do not account for financial risk or other factors that would affect actual trading decisions.

Actual results may vary significantly from any performance results presented. Past performance is not indicative of future results.

Kairross operates in compliance with applicable federal and state securities laws. We do not offer or sell securities, and we do not provide investment advisory services requiring registration with the SEC or state securities regulators.

Members are responsible for complying with all applicable laws and regulations in their jurisdiction, including tax reporting requirements for investment income and capital gains.

Kairross reserves the right to modify these compliance disclosures at any time. Members will be notified of material changes through the platform or via email.